31 Simple Ways to Save Money Every Day of the Month

Due to recent events and changes in the economy, you may be looking for ways to slash your spending — but even small adjustments can add up. Cutting back and even saving can be surprisingly simple, though. With this compilation of 31 easy-to-incorporate tips from Cheapism, there's a new way to save every single day of the month.

Related: 7 Steps to Creating a Monthly Budget

It is all too easy to buy bottled water or order a drink with a take-out meal. This adds up to no small cost over time. Consumers spend about 800 times more for bottled water than plain old tap water. The average worker also shells out more than $1,000 annually on coffee, according to a survey by the staffing firm Accounting Principals. Start filling up on tap water in a go-anywhere bottle and making coffee at home.

Related: I'm a Coffee Snob. This Cheap Coffee Is the Best, IMHO

With more people staying home instead of going to work, electricity bills for almost everyone are rising. Every degree you lower a programmable thermostat for at least eight hours a day can shave 10 percent off your heating costs, according to the U.S. Department of Energy. Keep the temperature at a maximum of 68 and bundle up in a sweater or drape an extra blanket on the bed if necessary. In warmer weather, cut the AC and use fans to create a cross breeze. Leave windows open at night, when it's cooler.

Related: Best Smart and Programmable Thermostats

Your gym may have put a pause on your membership during the pandemic,  but you may want to cancel altogether. The average gym membership costs $58 a month and 67 percent of Americans never use theirs, according to data compiled by Statistic Brain. Instead, explore cheap home fitness ideas and take advantage of activities such as walking and running (all you pay is the price of shoes). Sit-ups and push-ups in the living room also don't cost a thing.

Make money every time you make an online purchase with cash-back programs. Shoppers can often get up to 8 percent back, which is basically free money in the pocket if the item was a necessary purchase anyway.

While many libraries are still  closed during the pandemic, that doesn't mean they're not open for business online. Check out your local library to see what they're offering, which could range from pick-up to streaming videos, and more. Curious? There are amazing libraries in every state.

If it's feasible, riding a bike instead of taking the car to work or on errands helps the budget in many ways. It avoids car maintenance, gas, and possibly even gym membership costs (and reduces carbon emissions). 

Related: From Boneshakers to the Wright Brothers: 25 Fun Facts About Bicycles

Groupon, Woot, LivingSocial — the list of sites that offer discounts on services and goods is long. Deal sites take away the need to spend full price to try something new, and they often feature deals on popular or well-known items and places, as well.

Save big bucks by beautifying on a budget with items already in the home. Cheapism suggests DIY beauty ideas such as using sugar, baking soda, and olive oil for various beauty treatments.

Turn off the lights when leaving a room or going out for the day and save money over time. Electricity costs average about 13 cents per kilowatt-hour, according to the U.S. Energy Information Administration. Think in terms of hours of use day after day, and this adds up to significant wasted cash.

Related: 25 Energy-Saving Products You Need in Your Home

Grandpa was right: It pays to turn off the water when brushing teeth or washing dishes. According to the Environmental Protection Agency, just turning off the tap while brushing saves up to 8 gallons of water a day, or more than 200 gallons a month. Do this every day of every month and see a dip in the water bill.

Save $100 on electricity simply by unplugging devices. Appliances that sit on standby, such as computers, TVs, printers, coffee makers, and phone chargers, can easily be unplugged when not in use, which saves more than you might expect.

Related: Which States Pay the Most for Electricity?

Head to social media and create a group for friends so you can make swaps online, then execute them in real life using social distancing. This is the cheapest way to get new stuff and get rid of old stuff. For those looking to broaden their selection, Swap Style is one good online source for swapping fashions.

Because of the pandemic, many concerts and sporting events are on hold — but that doesn't mean you can't find ways to enjoy "live" events. Some plays (like "Hamilton") now have filmed versions online, and movies that were debuting in theaters are now streaming online for less than the cost of movie tickets and popcorn. 

Related: A Virtual Weekend Vacation in London

Many museums around the country are closed due to the pandemic, but offer free, virtual tours online. Best of all, you can "visit" museums across the country (and even the world) without having to travel. 

Related: 31 Historic Places Across America That You Can Tour Virtually

In this so-called sharing economy, it's possible for two or more people to go in together on passwords and memberships and share everything from tools to lessons to dog-sitting or baby-sitting services.

Buying generic instead of paying for name brands is an easy way to ramp up savings. Many common chain pharmacies, including CVS, Rite Aid, and Walmart, have discount programs for generic prescription drugs.

Convenience in dining comes at a cost that's usually much higher than making the same item at home. For instance, it's surprisingly simple to concoct granola, salad dressing, and chicken stock at home. Spending on precut produce, which is always marked up, is another waste of money. Instead, spend some time every Sunday afternoon prepping veggies and fruits for the week.

Yard work, pest control, even simple car maintenance — with a little extra effort, these can often be done for less than it costs to pay somebody else to do the work. Yes, time is money, but if money is tight, carve out hours during the week to take care of tasks typically turned over to professionals.

Even if you're working from home, it can be tempting to order lunch delivered or for pick-up. This obvious and easy change can save nearly $2,000 a year on average, according to Accounting Principals. Even a simple peanut butter sandwich and an apple just one day a week  adds up to significant savings at the end of the year.

Related: 20 Cheap and Easy Lunches Your Kids Can Make for Themselves

Buying pantry staples in bulk can save money in the long run — but be choosy about what to stock up on. Cheapism recommends items such as canned foods, baking supplies, and grains and legumes among the best bulk foods to buy.

Related: How Non-Members Can Shop at Costco

Stop paying top dollar for organic and all-natural cleaners, and just make them at home. Simple formulas using ingredients such as baking soda and vinegar cost a fraction of the price of store-bought brands but clean just as well.

Related: Do Diluted Detergents, Soaps, and Shampoos Still Work?

A whole host of items are even cheaper at the dollar store. Yes, the stores may not be packed with the highest quality merchandise, but if you know what to buy at the dollar store, it's worth stocking up every now and then.

Eating the foods of the season is less expensive than buying imported produce, and shoppers can find plenty of local fare now that summer is starting. Summer recipes featuring tomatoes, zucchini, and berries are budget- and taste-bud friendly.

Freezing fruits and vegetables when they're in season saves money compared with the expensive selection of produce available in winter months, and lets your family enjoy local foods longer. Everything from berries to peppers can be frozen with the right process.

Whether doing laundry at home or at a laundromat, the cost can add up. Among Cheapism's money-saving laundry tips: Many people pour more detergent than necessary, a surprising money waster as bottle after bottle gets used up.

Related: Are You Making These Laundry Mistakes?

Bills for Fido and Fluffy can add up fast. Giving a pet the right food, enough exercise, and preventive treatments is just the start of saving money on pet health.

One of the biggest wastes of money is spending on things you really didn't need to buy in the first place. These might be items that offer little value in the long run or trendy gadgets that will lose popularity fast. Kitchen appliances such as sandwich makers and other specialty tools are some of the biggest offenders.

Shopping smart means being aware that it is all too easy to get sidelined at the grocery store by eye-catching packaging and premade snacks. Shop on a full stomach and tempting treats will be less likely to make their way into the cart. Always shop with a grocery list — and stick to it.

Too many shoes cost too much, especially considering all the sale options available. Save some money (or afford an extra pair) with Cheapism's list of Trendy Designer-Look-Alike Shoes and Boots Under $100.

Related: Where to Buy Shoes and Boots That Are Made in America

Keep an eye on the price of items you need with tracking tools such as CamelCamelCamel. They monitor price swings and send alerts when a price changes on Amazon and other ecommerce sites.

Children don't need all the latest toys and a home doesn't need all the extra clutter. That doesn't mean depriving kids of fun. To save money on toys, buy used, swap with other parents, and even try renting toys that can be returned when kids lose interest.