10 Ways to Save $100 or More in 10 Minutes or Less
Many purchases seem like a good idea at the time but often sit unused after the first few weeks or months. To keep $100 or more in your pocket, consider passing on expensive temptations such as high-end exercise clothing, some extended warranties, and kitchen appliances with a single function, such as a bread maker.
Taking a few minutes to apply for a balance transfer credit card may be a good way to cut interest rate payments. Some cards offer zero interest on transferred balances for up to 18 months, which lets cardholders pay down debt over time without incurring interest fees. Compare cards carefully, and pay particular attention to the balance transfer fee, which may range from zero to several percent of the amount transferred.
Checking secondhand stores can yield significant savings, but there's no better deal than free. Instead of spending hundreds on a new piece of furniture, browse the free section of Craigslist and sites such as Freecycle.org. Sometimes the finds may need a little work, but generous members also offer up like-new items on occasion.