SAVE ON HOMEOWNER'S INSURANCE
The wealth of many families is tied to the value of their home, and it makes sense to protect that investment with an insurance policy -- something that's probably required anyway if you have a mortgage. Homeowners insurance covers you against theft, fire, natural disasters, and liability (in case someone sues you as a result of an injury or accident sustained on your property). Premiums can be costly, and rates may vary for nearly identical coverage from different providers. Cheapism.com identified 12 simple things you can do to get a discount on the rate.