13 Things You Should Never, Ever Carry in Your Wallet

Wallet in street

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Wallet in street
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Bail Out Your Billfold

We won’t mince words: Losing your wallet sucks. But depending on what you have stashed in your billfold, misplacing it could either be a mild inconvenience ... or a catastrophe. Prefer the former? If so, we’ve got a list of thirteen things you should never keep in your wallet to keep your losses to a minimum.

Related: Things You Should Never, Ever Carry In Your Purse

social security card
Password management. Weak and strong password.

2. Passwords or Pin Numbers

Jotting down passwords or PINs in your wallet is a big no-no. If your wallet goes missing, you’re basically asking for hackers to have a go at your accounts. Go digital with a nifty password manager instead.

stack of multicolored credit cards, close up view with selective focus

3. Several Credit Cards

Hoarding credit cards in your wallet? That's just asking for a headache. Lose it, and you're playing a never-ending game of phone tag with banks. Keep it simple – one for personal stuff and maybe another for emergencies.

Here are more credit card mistakes you're probably making.

Prepare writing check

4. Blank Checks

Keeping blank checks in your wallet is like handing out free passes to your bank account. Only carry what you need, and treat those checks like a wad of cash — because, really, they kinda are.

Close up Business man counting the money spread of cash in wallet.
Nopphon Pattanasri/istockphoto

5. Excess Cash

Walking around with a fat wallet of cash feels good, but if you lose your wallet, the odds of keeping your green aren’t good. Besides, if you’re out and about and a potential thief sees you flashing all kinds of big bills with a stuffed wallet in tow, you’ve immediately become a prime target in their eyes. Stick to what you need for the day, or just go cashless.

Pair of Keys

6. Spare Keys

Spare keys in your wallet might seem like a good idea — until you lose them. Now, some random guy could be two steps away from showing himself in. Better call: leave a spare with a buddy or hidden at home.

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Personal Documents
Michael Burrell/istockphoto

7. A Passport Card

Similar to storing your social security card in your wallet, carrying your passport card daily could end poorly. Only pack this precious card for real-deal travel times.

Losing your passport is also one of many airport mistakes you want to avoid.

People with photographs in wallet
Image Source/istockphoto

8. Irreplaceable Photos

That irreplaceable photo of your loved ones? One lost wallet and those memories are history. Go digital – your phone and the cloud are way safer.

Restaurant gift cards
Joel Carillet/istockphoto
Birth Certificates

10. A Birth Certificate

Your birth certificate in your wallet is like walking around with your life story in your back pocket. A big risk for little gain. Need to show proof of who you are? A copy will do just fine. Keep the real deal under lock and key.

Smartphone and wallet on black background

12. Your Phone

Many wallets are designed to support maximum efficiency nowadays, including many that are directly attached to smartphone cases. While it’s convenient enough to have your wallet, ID, and phone all in one place, if you lose one of these items, you end up losing them all. Plus, were a thief to end up getting their hands on all of that at once, it would be terribly easy for them to unleash havoc on your bank account.

Related: 6 Places You Should Never Keep Your Phone

money series

12. Receipts

It's understandable if you recently made a purchase that you're not sure you'll keep and want to keep the receipt to make a return. However, in this day and age it's easier than ever to ask the store merchant for a digital copy of your receipt that you can receive via email. When you keep paper receipts in your wallet they oftentimes have the last 5 digits of your credit card number. Modern day identity thieves are unfortunately crafty enough that they can end up phishing for the rest of your credit card number by merely using your full name. Usually your full name will be printed out on those paper receipts. So, just play it safe and keep it digital. 

Medicare Health Insurance Card in medical office with Xray and hand holding
Bill Oxford/istockphoto

13. Medicare Card

While carrying your Medicare card on you if you have to visit the doctor is a must, to carry it around with you all of the time is overdoing it. If you misplace your wallet and you have a Medicare card that has identifying information like your Social Security number on it (as older cards do), it's much easier for an identity thief to carry out chaos on something like your bank account. So, just avoid keeping your Medicare card in your wallet unless you’re visiting your doctor or healthcare provider.