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Score Wars

This year has been a rocky one for the wallet, with a coronavirus-fueled economic downturn that put millions of Americans out of work practically overnight. Struggling to make ends meet, many Americans have resorted to usingcredit cards and other forms of debt simply to cover everyday living expenses. Against this backdrop, WalletHub has released aranking of the states by average credit score, using TransUnion data of scores compiled from residents in September of this year. (The average person's score is 680, which is below what's considered good. "The number to strive for is at least 750, which marks the beginning of the excellent credit range," WalletHub says — but none of our states attain it.) Read on to find out where your state lands in the pack, which is ranked worst to best.

Related: 20 Things You Can't Do With a Low Credit Score

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Mississippi

Average credit score: 657

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Alabama

Average credit score: 662

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Texas

Average credit score: 669

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Georgia

Average credit score: 670

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Kentucky

Average credit score: 671

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South Carolina

Average credit score: 671

Related: 14 Ways to Improve a Bad Credit Score

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Oklahoma

Average credit score: 672

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Arkansas

Average credit score: 673

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West Virginia

Average credit score: 673

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Tennessee

Average credit score: 674

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New Mexico

Average credit score: 675

Related: 12 Retirement Dreams That Are Threatened by COVID-19

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Florida

Average credit score: 677

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Ohio

Average credit score: 677

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Indiana

Average credit score: 677

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Michigan

Average credit score: 677

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North Carolina

Average credit score: 679

Related: Mistakes to Avoid When Loaning Money to Friends and Family

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Rhode Island

Average credit score: 683

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Arizona

Average credit score: 684

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Missouri

Average credit score: 684

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Illinois

Average credit score: 686

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Maryland

Average credit score: 686

Related: 30 Money Mistakes You're Probably Making and How to Avoid Them

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Delaware

Average credit score: 686

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Nevada

Average credit score: 687

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Alaska

Average credit score: 687

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New Jersey

Average credit score: 689

Related: 26 Tactics for Getting Out of Debt

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Maine

Average credit score: 689

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Kansas

Average credit score: 689

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Wisconsin

Average credit score: 690

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New York

Average credit score: 691

Related: Family Money Issues You Don't Want to Talk About But Really Should

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Pennsylvania

Average credit score: 691

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Connecticut

Average credit score: 692

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Wyoming

Average credit score: 692

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California

Average credit score: 692

Related: The Best Ways to Reduce These 13 Monthly Bills and Expenses

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Virginia

Average credit score: 695

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Utah

Average credit score: 696

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Iowa

Average credit score: 700

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Idaho

Average credit score: 701

Related: How to Talk to Your Kids About the Financial Realities of the COVID-19 Crisis

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Vermont

Average credit score: 701

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Colorado

Average credit score: 703

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Nebraska

Average credit score: 704

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Massachusetts

Average credit score: 705

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Oregon

Average credit score: 707

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South Dakota

Average credit score: 707

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North Dakota

Average credit score: 709

Related: 15 Things That Do Not Affect Your Credit Score

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Washington

Average credit score: 709

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Hawaii

Average credit score: 709

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