Plastic Pitfalls
There are plenty of myths about what can damage your credit score, so let's get back to basics: What behaviors can have the biggest effect on that all-important number? Some, like declaring bankruptcy, are obvious. Others may not be — for instance, a seemingly responsible move like turning down a credit increase may actually hurt your score, and leave you scrambling for ways to fix it. Here's a refresher on 16 things to avoid if you want to keep your credit pristine.