Everyone has different needs later in life, be it assisted living, memory care, or maintaining independent living. Some retirement communities specialize in providing any or all of the above in lavish settings with spectacular, luxury senior living amenities, including perks like fine dining, swimming pools, complimentary breakfast, softball fields, polo grounds, concierge valet parking, and more — and they aren't all in Florida. Note: Some have entrance fees and monthly fees in addition to the purchase price, so budget accordingly. Here are 21 of the most luxurious retirement communities around the United States. Thinking about moving for retirement? Be sure to consider 22 Costs and Challenges of Relocating for Retirement.