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The Most Luxurious Retirement Communities in America

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Aging Gracefully

Everyone has different needs later in life, be it assisted living, memory care, or maintaining independent living. Some retirement communities specialize in providing any or all of the above in lavish settings with spectacular, luxury senior living amenities, including perks such as fine dining, swimming pools, complimentary breakfast, softball fields, polo grounds, concierge valet parking, and more — and they aren't all in Florida. Note: Some have entrance fees and monthly fees in addition to the purchase price, so budget accordingly.

Thinking about moving for retirement? Be sure to consider 22 Costs and Challenges of Relocating for Retirement.

Arizona: Rio Verde Community and Country Club
J D./Yelp

Arizona: Rio Verde Community and Country Club

Almost 1,000 townhomes and villas range from as little as $200,000 to as much as $1 million at this high-end, 55-plus community of luxury retirement homes that feature open concept designs in the shadow of the Santa Catalina Mountains. Residence at the Rio Verde includes membership to the golf club for luxury senior living, though non-residents can join by paying monthly fees and entrance fees.

Related: Most and Least Tax-Friendly States for Retirees

Wine
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Rio Verde: Actively Retired

An active lifestyle is the main appeal of luxury retirement communities such as Rio Verde. The Rio Verde courses are undergoing a renovation valued at $6 million, and that includes the clubhouse. Some upgrades include raising the clubhouse ceiling, additional sculptures and landscaping, and new tile and countertops. Private fine dining will be a luxury senior living perk, and guests can enjoy a wine room and lounge area, too. Rio Verde is an hour's drive from the San Tan Valley and San Tan Mountain Regional Park.

Related: 49 Fulfilling, Productive Things to Do in Retirement

The Preserve
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Arizona: The Preserve, Tucson

Nestled in a valley of the Catalina Mountains, The Preserve has stand-alone homes for luxury senior living that range in price from $207,000 to more $619,000. Each home has views of the mountains, and upscale details that include stone fronts and pebbled garden walkways that blend into the exterior landscape. This is an active senior community and does not offer assisted living programs.

Related: From Santa Claus to Mistletoe: 20 Towns With Festive Names

seniors by the pool
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The Preserve: In the Swim

Baby boomers, take note: no need to downsize when you retire. Homes at the The Preserve are designed for more space with a number of floor plans. Entertainers kitchens, spacious living rooms, and master suites provide plenty of space to host parties. In addition to two golf courses and a large outdoor pool (no need for an indoor heated pool in this balmy climate), The Preserve is one of the notable luxury retirement communities with plenty of classes, activities, shows, and clubs. There's always nearby Tucson for shopping, dining, or entertainment, too.

Arizona: Trilogy at Encanterra
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Arizona: Trilogy at Encanterra
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Trilogy at Encanterra: In the Club

Want exclusive membership to a deluxe clubhouse? Encanterra's clubhouse La Casa was named Best Clubhouse in the Country for 2018 by 55Places.com. The 60,000-square-foot space overlooks the golf course and has a fitness center, swimming pools (plural), spa, tennis courts, gourmet dining at The Bistro 1528 (with private wine tastings at The Vault) or three other dining options, and entertainment and social spaces. At the smaller clubhouse The Algarve, you can try your hand at pottery or take in some shade under the Portico walkway.

The Samarkand, Santa Barbara, California
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The Samarkand: Freedom Of Choice
The Samarkand/Yelp

The Samarkand: Freedom of Choice

The newest addition to the Samarkand is the LifeCenter, a two-story, 10,000-square-foot spa. The Life Center also includes the Mountain View Cafe, office space, and a TV studio. At the Samarkand you can also choose between fine and casual dining with indoor or outdoor seating overlooking the mountains.

The Village, Sherman Oaks, California
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The Village, Sherman Oaks: Activity Zone
The Village at Sherman Oaks/Yelp

The Village, Sherman Oaks: Activity Zone

Though the apartments at The Village are on the cozy side, the activities directors more than make up for it in luxurious lifestyle. Residents can enjoy quiet time in the fully stocked library, keep in touch with family in the internet cafe, or stay active in the fitness center. The screening room offers movies daily, and some are available to screen in-room, too.

Ritz-Carlton Residences Vail, Colorado
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Ritz-Carlton Residences Vail
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Ritz-Carlton Residences Vail: Mountain High

Whether in a penthouse or apartment, residents enjoy hickory hardwood floors and vaulted ceilings. Kitchens have granite counters, marble bathrooms, and heated floors. Worried about retiring on a mountain? The residence has daily shuttle service from 7 a.m. to 11 p.m. and many fitness services on-site. When the grandchildren visit, they won't be bored, either — there's a teen room that includes a Wii play console and table games.

modern luxury Living Room
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seniors at boat dock
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Riverwalk Branford: Lake Living

In addition to a garden alcove in the Northeast, Riverwalk gives seniors everything they need for active living. With nearby marinas, residents don't have to give up boating, fishing, or water sports. The community is also close to town for shopping, movies, art and museums, and even excursions to the local casinos.

 Kissimmee, Florida
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Florida: Solivita in Kissimmee

Only 21 miles from Disney World, Solvita has plenty of natural beauty to explore — there are 4,300 acres of greenland and lakes, including two full 18-hole golf courses. The 17,000-square-foot ballroom is perfect for special events. Choose between attached or detached single-family homes.

Related: The Best Lakes in All 50 States

luxury pool, florida
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Solivita in Kissimmee: Get Busy

Solvita has hundreds of weekly activities and 70 clubs for residents to join. There are two fitness centers, indoor and outdoor pools for classes or free swimming, plus tennis and ball courts (even a softball field) open day and night (with lighting).

Florida mansion
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Florida: Isleworth

These $1.6 million to $7.4 million mansions have up to 15,000 acres each — and up to seven bedrooms. In individual homes you may find tile or hardwood floors, stone fireplaces, wine cellars, or private waterfalls, plus European designs inspired by no less than Michelangelo. The community is 10 minutes from Disney World, but residents may not care to leave this community near the Butler Chain of Lakes.

Related: 19 Virtual Tours of Famous Homes

isleworth golf course
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Isleworth: Art Appeal

If the neighborhood doesn't convince you that Isleworth is deluxe luxury, the community's sculpture collection should — works by Salvador Dali, Henry Moore, and Philip Jackson line the streets and the Arnold Palmer-designed golf course.

luxury bedroom
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Florida: The Villages, Sumter County

The villas at The Villages in Sumter County, Florida, are individual homes that can include brick driveways, granite counters, two-car garages, and flooring that ranges from tile to concrete (but never carpet). A $162 monthly amenity fee grants access to golf, swimming, tennis and ball courts, pools, fishing, fitness trails, and more than 2,000 activities a week. Interested? A test run costs from $99 to $149 a night.

Related: 12 Outdoor Workouts Perfect for Social Distancing

The Villages, Sumter County
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The Villages, Sumter County: Show Time

The property has a 99-seat theater that hosts shows such as "Chicago" as well as performances by residents. There's a dog park, a dance studio, and an archery range, too. The five villages share three town squares just a short golf cart drive apart for shopping and dining, and Fenney Village has a wood-railed walking path through its garden.

On Top of the World, Ocala
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Florida: On Top of the World, Ocala

With cottages from $169,000 to estates in the $338,000 range, On Top of the World offers five house designs, with tile or hardwood floors, brick driveways and garden paths, granite counters, and covered porches. This gated community with three guarded entrances has three golf courses, three fitness centers, tennis and pickleball courts, indoor and outdoor pools, a radio-controlled airplane-flying field, three dog parks, and 17 miles of walking trails.

Related: 23 of the Most Luxurious Cruise Ships

roof solar panels
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Sarasota Bay Club, Florida
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Florida: Sarasota Bay Club

There are three options for owning a condo in the Sarasota Bay Club, including one that refunds 90% of the money paid for your condo, less fees, to your estate when vacated and resold. The median list price is $652,000 but can go higher than $1 million depending on the size and location. Monthly service fees vary from $2,574 to $7,281 depending on how many bedrooms and residents live in each condo, but services such as maids, meals, and transportation are a la carte. Another bonus: the gorgeous Sarasota, Florida setting

Related: 21 Great Car Museums and Car Shows Worth The Drive

Sarasota Bay Club: Top Perks
SarasotaBayClub/Yelp

Sarasota Bay Club: Top Perks

Residents can enjoy all the high-end amenities of luxury retirement at the Sarasota Bay Club. The pool is heated, and residents can choose between casual and formal dining with all dishes made to order, including appetizers, soups, and salads. The casual Veranda simulates outdoor dining in the comfort of air conditioning. More standout amenities include a full bar, theater, fitness center, massage therapy studio, game rooms, woodworking shop, art studio, library and beauty salon on the premises.

Hawaii luxury condos
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 Kua Bay. North Kona coast. Big Island, Hawaii
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Regency at Hualalai: Just Beachy

Being in Hawaii is surely the biggest amenity offered at this retirement village, and Regency's Hualalai location is a few blocks from the beaches and resorts. There is also an outdoor pool and a host of activities and road trips for residents, including music and pet therapies and religious services. Fine dining offers several meal options, and coffee and tea are available 24 hours a day. Regency's Puakea location isn't too shabby either.

Massachusetts: Residence at Turner Hill, Ipswich
Turner Hill/Yelp

Massachusetts: Residence at Turner Hill, Ipswich

The homes at the Residence at Turner Hill, Ipswitch, are in the $1 million range for a 2,500-square-foot, three-bed and two-bath house. Out of your price range? Join the golf club and get a taste of the good life on 18 holes or in the clubhouse. The indoor practice facility allows putting and hitting in comfortable air conditioning, and there's more outdoor practice space with bent greens and bunkers.

Related: 20 Amazing Seafood Shacks Across America

luxury kitchen
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Residence at Turner Hill, Ipswich: White Hot

Private homes are modeled after the Turner Hill Estate (which is available for weddings and special events). Rohl and LG appliances are upscale kitchen additions, complemented by granite countertops and hardwood floors.

nevada luxury home
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Sun City Summerlin: Beyond Golf
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Sun City Summerlin: Beyond Golf

Life in Sun City Summerlin is more than just golf, although three courses will keep golfers busy. Dine in restaurants overlooking the lake and golf greens. Enjoy the 312-seat theater for live shows, as well as a library and fitness center, pools, ball courts, massage rooms, and some convenient casinos. After all, it is still Las Vegas.

Lobby area of a hotel, office. Interior design concept
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New Jersey: The Chelsea, East Brunswick

Claim an assisted living apartment in the sprawl of The Chelsea for $5,000 to $6,600 a month and live just one hour outside New York City. Residents can sit by one of two fireplaces or get in on some board or card game action. Chefs in the dining room will personalize orders for each guest, giving them a taste of the service they may have enjoyed on the Upper West Side without the hassle of living in the city.

Related: 40 Iconic and Beautiful Boardwalks

Male care worker serving dinner to a senior man at his home
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The Chelsea, East Brunswick: Healthy Living

If ongoing health care is a necessity, it would be hard even in Boston, San Francisco, or New York City to find a more high-end setting to go about getting treatment. The 24-hour nursing service handles medical and memory care. The Crossings is a program designed to help residents with the transition to assisted living and provide therapy in a comfortable, private setting equal to other quality continuing care retirement communities.

luxury senior living
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Columbus, Ohio
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First Community Village: Big City Living

Located in the heart of Columbus, residents of this luxurious retirement community are still close to the big city (New York City is just over an hour away by airplane). But First Community Village lets residents enjoy staying close to home with activities in the fitness center and indoor pool, classes and clubs, performance events, and social activities. If you live in a manor, having your own state-of-the-art kitchen may be enough, but two dining options feature made-to-order dishes tailored to you by the chef.

Hilton Head National Golf Course
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South Carolina: Sun City Hilton Head

A popular vacation spot for golfers, the Del Webb-operated retirement community Sun City Hilton Head houses 14,000 seniors in its more than 5,000-acre property. Those committed to active lifestyles and luxury senior living can explore its three golf courses: Argent Lakes is the executive level course; Hidden Cypress offers difficult terrain in deceptively scenic holes, and a nearby steakhouse with three cuts of beef and veal; and Okatie has five tees for more casual play.

Related: 18 Travel Destinations Where One Visit Isn't Enough

tennis couple
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Sun City Hilton Head: Play Ball

Most retirement homes have courts for tennis, but the Del Webb community Sun City has a softball field plus space for volleyball, basketball, and a dog park. Live performances, drive-in movies for golf carts, and lawn picnicking are also favorite pastimes for those committed to luxury senior living in a country club setting. The community also has a performing arts center.

Ming Tsai's Grilled New Zealand Lamb Rack
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senior man haircut
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The Forum at Park Lane: Quiet Time

The Forum boasts a quiet street within an oak tree perimeter. Residents don't have to leave the grounds to do laundry or visit a hair salon or library. The Forum is also close to malls, a museum, movie theaters, and churches. Apartments feature hardwood or tile floor with stainless steel appliances and granite countertops.

Utah homes
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seniors on a bus
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Cedarwood at Sandy: They'll Take You There

There's a reason Cedarwood, which was renovated not long ago, has won "Best of State" four times from the Utah organization of the same name. There's plenty of activities on site, but Cedarwood also provides transport to nearby Salt Lake City and the local casinos.

covenant living at the shores
Mackenzie H./Yelp
Covenant Shores
Mackenzie H./Yelp

Covenant Living at The Shores: Floating Pleasures

It's possible to keep a boat in the marina in this community, and water activities include kayaking and canoeing. Residents can also enjoy events at Fortuna Lodge, or visit the art gallery and take art classes. Off-site excursions let residents stay connected to Seattle's urban culture, which easily rivals that of New York City, as well.