The Most Luxurious Retirement Communities in America

Retirement Home


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Retirement Home

Aging Gracefully

Everyone has different needs later in life, be it assisted living, memory care, or maintaining independent living. Some communities specialize in providing these services in lavish settings with spectacular, luxury senior living amenities, including perks such as fine dining, swimming pools, complimentary breakfast, softball fields, polo grounds, concierge valet parking, and more — and they aren't all in Florida. Others welcome all ages but have enough leisure activities nearby to make them particularly attractive to retirees.

Note: Check individual websites to learn specifics about fees, rents and service plan costs.

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J D./Yelp

Arizona: Rio Verde Community and Country Club

Almost 1,000 townhomes and villas range from less than $300,000 to over $2 million at this high-end, 55-plus community of luxury retirement homes that feature open concept designs in the shadow of the Santa Catalina Mountains. Residence at the Rio Verde includes membership to the golf club for luxury senior living, though non-residents can join by paying monthly fees and entrance fees.

Related: Most and Least Tax-Friendly States for Retirees

Rio Verde Community and Country Club
Georgie M. / Yelp

Rio Verde: Actively Retired

An active lifestyle is the main appeal of luxury retirement communities such as Rio Verde. The Rio Verde courses recently underwent a renovation valued at $6 million, and that included the clubhouse. Some upgrades include raising the clubhouse ceiling, additional sculptures and landscaping, and new tile and countertops. Private fine dining will be a luxury senior living perk, and guests can enjoy a wine room and lounge area, too. Rio Verde is an hour's drive from the San Tan Valley and San Tan Mountain Regional Park.

Related: Fulfilling, Productive Things to Do in Retirement

The Preserve

Arizona: The Preserve, Tucson

Nestled in a valley of the Catalina Mountains, The Preserve has stand-alone homes for luxury senior living that range in price from $699,900 to $873,900. Homes have views of the mountains, and upscale details that include stone fronts and pebbled garden walkways that blend into the exterior landscape. This is an active senior community and does not offer assisted-living programs.

Related: Towns With Festive Names, From Santa Claus to Mistletoe

Restaurant at The Preserve

The Preserve: Mountain Views

Baby boomers, take note: no need to downsize when you retire. Homes at the The Preserve are designed for more space with a number of floor plans. Entertainers kitchens, spacious living rooms, and master suites provide plenty of space to host parties. In addition to two golf courses and a large outdoor pool (no need for an indoor heated pool in this balmy climate), The Preserve is one of the notable luxury retirement communities with plenty of classes, activities, shows, and clubs. There's always nearby Tucson for shopping, dining, or entertainment, too.

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Trilogy at Encanterra: In the Club

Want exclusive membership to a deluxe clubhouse? Encanterra's clubhouse La Casa was named Best Clubhouse in the Country for 2018 by The 60,000-square-foot space overlooks the golf course and has a fitness center, swimming pools (plural), spa, tennis courts, gourmet dining at The Bistro 1528 (with private wine tastings at The Vault) or three other dining options, and entertainment and social spaces. At the smaller clubhouse The Algarve, you can try your hand at pottery or take in some shade under the Portico walkway.

The Samarkand
The Samarkand / Yelp
The Samarkand
The Samarkand / Yelp

The Samarkand: Freedom of Choice

The newest addition to the Samarkand is the LifeCenter, a two-story, 10,000-square-foot spa. The Life Center also includes the Mountain View Cafe, office space, and a TV studio. At the Samarkand you can also choose between fine and casual dining with indoor or outdoor seating overlooking the mountains.

The Village
The Village at Sherman Oaks / Yelp

California: The Village, Sherman Oaks

Less than an hour from downtown Los Angeles, The Village offers independent and assisted living in a resort atmosphere. All apartments contain all-electric kitchens as well as appliances, including microwaves. Some have patios and balconies, and all but the studios have walk-in closets. Dine in the restaurant for made-to-order meals served on fine china.

The Village, Sherman Oaks: Activity Zone
The Village at Sherman Oaks / Yelp

The Village, Sherman Oaks: Activity Zone

Though the apartments at The Village are on the cozy side, the activities directors more than make up for it in luxurious lifestyle. Residents can enjoy quiet time in the fully stocked library, keep in touch with family in the internet cafe, or stay active in the fitness center. The screening room offers movies daily, and some are available to screen in-room, too.

Living Room
Sisoje / istockphoto

Connecticut: Riverwalk Branford

The ranch-style and two-story homes at Riverwalk Branford have hardwood floors, 9-foot ceilings, two-car garages, and basements. Backyards are part of a 60-acre marshland forest, and the Branford River can be your backyard. Don't worry about yardwork, because landscaping and snow plowing are included.

Related: Things You Never Knew About New England

kali9 / istockphoto

Riverwalk Branford: Lake Living

In addition to a garden alcove in the Northeast, Riverwalk gives seniors everything they need for active living. With nearby marinas, residents don't have to give up boating, fishing, or water sports. The community is also close to town for shopping, movies, art and museums, and even excursions to the local casinos.

Kissimmee, Florida
Juliana Vilas Boas / istockphoto

Florida: Solivita in Kissimmee

Only 21 miles from Disney World, Solvita has plenty of natural beauty to explore — there are 4,300 acres of greenland and lakes, including two full 18-hole golf courses. The 17,000-square-foot ballroom is perfect for special events. Choose between attached or detached single-family homes.

Related: The Best Lakes in All 50 States

SeanPavonePhoto / istockphoto

Solivita in Kissimmee: Get Busy

Solvita has hundreds of weekly activities and several dozen clubs for residents to join. There are two fitness centers, indoor and outdoor pools for classes or free swimming, plus tennis and ball courts (even a softball field) open day and night (with lighting).

Sponsored: Retire in comfort without compromise

Are you one of 64% of Americans who thinks their retirement savings may not be enough? SmartAsset's free tool can match you with up to three fiduciary financial advisors in your area in five minutes to help answer that question.

See why 75 million people trust SmartAsset's tools and services each year to ensure they have enough money to retire comfortably.

Luxury bedroom
imaginima / istockphoto

Florida: The Villages, Sumter County

The villas at The Villages in Sumter County, Florida, are individual homes that can include brick driveways, granite counters, two-car garages, and flooring that ranges from tile to concrete (but never carpet). A $179 monthly amenity fee grants access to golf, swimming, tennis and ball courts, pools, fishing, fitness trails, and more than 2,000 activities a week. Interested? A test run costs a couple of hundred dollars a night.

Related: Outdoor Workouts Perfect for Social Distancing

The Villages, Sumter County
David W. / Yelp

The Villages, Sumter County: Show Time

The property has a 99-seat theater that hosts shows such as "Chicago" as well as performances by residents. There's a dog park, a dance studio, and an archery range, too. The five villages share three town squares just a short golf cart drive apart for shopping and dining, and Fenney Village has a wood-railed walking path through its garden.

On Top of the World Ocala

Florida: On Top of the World, Ocala

With cottages from $264,490 to estates in the $451,990 range, On Top of the World offers five house designs, with tile or hardwood floors, brick driveways and garden paths, granite counters, and covered porches. This gated community with three guarded entrances has three golf courses, three fitness centers, tennis and pickleball courts, indoor and outdoor pools, a radio-controlled airplane-flying field, three dog parks, and 17 miles of walking trails.

Related: Most Luxurious Cruise Ships

On Top of the World Ocala

On Top of the World, Ocala: Let the Sun Shine

The Carriage series homes are equipped with solar power, and all homes are built for water and energy efficiency. The homes also have expansive entertaining, kitchens, and dining rooms. Circle Square Commons gives the community a small town square for dances, a weekly farmer's market, and more activities.

Related: Places in America With the Most Seniors

Sarasota Bay Club, Florida
SarasotaBayClub / Yelp
Sarasota Bay Club
SarasotaBayClub / Yelp

Sarasota Bay Club: Top Perks

Residents can enjoy all the high-end amenities of luxury retirement at the Sarasota Bay Club. The pool is heated, and residents can choose between casual and formal dining with all dishes made to order, including appetizers, soups, and salads. The casual Veranda simulates outdoor dining in the comfort of air conditioning. More standout amenities include a full bar, theater, fitness center, massage therapy studio, game rooms, woodworking shop, art studio, library and beauty salon on the premises.

Regency Hualalai
Regency Hualalai

Regency at Hualalai: Just Beachy

Being in Hawaii is surely the biggest amenity offered at this retirement village, and Regency's Hualalai location is a few blocks from the beaches and resorts. There is also an outdoor pool and a host of activities and road trips for residents, including music and pet therapies and religious services. Fine dining offers several meal options, and coffee and tea are available 24 hours a day. Regency's Puakea location isn't too shabby either.

Turner Hill golf course
Turner Hill

Massachusetts: Residence at Turner Hill, Ipswich

The homes at the Residence at Turner Hill, Ipswitch, are in the $1 million range for a 2,500-square-foot, three-bed and two-bath house. Out of your price range? Join the golf club and get a taste of the good life on 18 holes or in the clubhouse. The indoor practice facility allows putting and hitting in comfortable air conditioning, and there's more outdoor practice space with bent greens and bunkers.

Turner Hill, Ipswich
Turner Hill / Yelp

Residence at Turner Hill, Ipswich: White Hot

Private homes are modeled after the Turner Hill Estate (which is available for weddings and special events). Rohl and LG appliances are upscale kitchen additions, complemented by granite countertops and hardwood floors.

Highland Falls
Highland Falls Golf Course
Sun City Summerlin
Christie S. / Yelp

Sun City Summerlin: Beyond Golf

Life in Sun City Summerlin is more than just golf, although three courses will keep golfers busy. Dine in restaurants overlooking the lake and golf greens. Enjoy the 312-seat theater for live shows, as well as a library and fitness center, pools, ball courts, massage rooms, and some convenient casinos. After all, it is still Las Vegas.

Tzido / istockphoto
Male care worker
monkeybusinessimages / istockphoto

The Chelsea, East Brunswick: Healthy Living

If ongoing health care is a necessity, it would be hard even in Boston, San Francisco, or New York City to find a more high-end setting to go about getting treatment. The 24-hour nursing service handles medical and memory care. The Crossings is a program designed to help residents with the transition to assisted living and provide therapy in a comfortable, private setting equal to other quality continuing care retirement communities.

First Community Village
First Community Village
First Community Village
First Community Village

First Community Village: Big City Living

Located in the heart of Columbus, residents of this luxurious retirement community are still close to the big city (New York City is just over an hour away by airplane). But First Community Village lets residents enjoy staying close to home with activities in the fitness center and indoor pool, classes and clubs, performance events, and social activities. If you live in a manor, having your own state-of-the-art kitchen may be enough, but two dining options feature made-to-order dishes tailored to you by the chef.

Hilton Head

South Carolina: Sun City Hilton Head

A popular vacation spot for golfers, the Del Webb-operated retirement community Sun City Hilton Head houses 14,000 seniors in its more than 5,000-acre property. Those committed to active lifestyles and luxury senior living can explore its three golf courses: Argent Lakes is the executive level course; Hidden Cypress offers difficult terrain in deceptively scenic holes, and a nearby steakhouse with three cuts of beef and veal; and Okatie has five tees for more casual play.

Related: Travel Destinations Where One Visit Isn't Enough

Tennis couple
adamkaz / istockphoto

Sun City Hilton Head: Play Ball

Most retirement homes have courts for tennis, but the Del Webb community Sun City has a softball field plus space for volleyball, basketball, and a dog park. Live performances, drive-in movies for golf carts, and lawn picnicking are also favorite pastimes for those committed to luxury senior living in a country club setting. The community also has a performing arts center.

The Forum at Park Lane
The Forum at Park Lane

Texas: The Forum at Park Lane

At The Forum residents don't have to retire without their pets, as even large dogs are welcome to live in The Forum's pet-friendly apartments, which also offer other luxury amenities. Celebrity chef Brad Miller is in charge of dining, which can include rack of lamb and shellfish or vegetarian options. On-site health care includes nursing home care and rehab, and the community is close to major hospitals.

Related: Most Expensive Pets to Own

The Forum at Park Lane
The Forum at Park Lane

The Forum at Park Lane: Quiet Time

The Forum boasts a quiet street within an oak tree perimeter. Residents don't have to leave the grounds to do laundry or visit a hair salon or library. The Forum is also close to malls, a museum, movie theaters, and churches. Apartments feature hardwood or tile floor with stainless steel appliances and granite countertops.

Cedarwood at Sandy
Cedarwood at Sandy
Cedarwood at Sandy
Cedarwood at Sandy

Cedarwood at Sandy: They'll Take You There

There's a reason Cedarwood, which was renovated not long ago, has won "Best of State" so many times from the Utah organization of the same name. There's plenty of activities on site, but Cedarwood also provides transport to nearby Salt Lake City and the local casinos.

Covenant living at the shores
Mackenzie H. / Yelp
Covenant Shores
Mackenzie H./Yelp

Covenant Living at The Shores: Floating Pleasures

It's possible to keep a boat in the marina in this community, and water activities include kayaking and canoeing. Residents can also enjoy events at Fortuna Lodge, or visit the art gallery and take art classes. Off-site excursions let residents stay connected to Seattle's urban culture, which easily rivals that of New York City, as well.

Sponsored: Retire in comfort without compromise

Are you one of 64% of Americans who thinks their retirement savings may not be enough? SmartAsset's free tool can match you with up to three fiduciary financial advisors in your area in five minutes to help answer that question.

See why 75 million people trust SmartAsset's tools and services each year to ensure they have enough money to retire comfortably.