SAVE, THEN SHOP
It's not even Halloween, but many consumers are already prepping for the annual holiday spending extravaganza—and they may be on to something. Retailers are readying for Black Friday, traditionally the single biggest shopping day of the year. Soon, Christmas decor will be hanging from store rafters and weekly circulars will be advertising deals on coveted items. These tips can help consumers set a budget, save up money, and plan for a smooth and financially sound holiday shopping season.