Deals and Resources for Seniors
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Don't Overlook These 15 Great Perks and Resources for Seniors

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Deals and Resources for Seniors
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Senior Partners

The golden years bring golden opportunities. Many cultural institutions, retailers, supermarkets, and travel companies offer discounts to seniors. There are also many services available to help people navigate tricky issues that can turn this stage of life into a gray area of sorts. These 15 discounts and resources can help seniors save money and make their lives easier.

Cultural Experiences
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Cultural Experiences

Virtually every museum in the country offers some kind of discount to seniors, and some host days when seniors get in free. For example, the Museum of Contemporary Art in Chicago takes $7 off the suggested admission for seniors. Symphony orchestras, opera companies, and other venues offer discounts on concerts and season passes. Movie theaters usually give seniors a dollar or two off ticket prices, and some offer free matinee tickets. AARP members buying online tickets to Regal cinemas can save up to 20%.

National Parks
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National Parks

The National Park Service offers seniors a discount at national parks or park sites. Visitors 62 and older can buy a lifetime pass that costs $80, the same price as the annual pass for non-seniors. Seniors can also buy annual passes for $20. Since the park system also manages the National Register of Historic Places, the discounts apply to some registered presidential homes, such as those of Franklin D. Roosevelt, Thomas Jefferson, George Washington, and Abraham Lincoln.

Air Travel
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Air Travel

Some airlines — although fewer and fewer — have discounts for older travelers. American Airlines, Delta Air Lines, United Airlines, and Southwest Airlines offer some options for discounted flights but only for certain markets, dates, and destinations. To be sure that discounts are available, it's best to call the airlines. There are so many other travel deals around, however, that a senior fare may not even be a bargain.

Utilities and Cable
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Utilities and Cable

Many cable companies offer a discount to seniors. Although this is not generally publicized, speaking to a representative from a cable company often results in a lower price. Additionally, AT&T Wireless customers who are AARP members can get 10% off qualified monthly service plans.

Public Transportation
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Public Transportation

There's almost always a senior discount for public transportation, a great boon to urban dwellers who may have trouble driving. In New York, for example, the senior MetroCard (age 65 and up) is worth half off the regular fare. In San Francisco, a Senior Clipper Card (65 and up) comes with an automatic discount. For those traveling farther afield, Amtrak gives seniors 10% off some coach fares. Many communities also provide transportation help for seniors through social services departments.

Public Libraries
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Public Libraries

They are far from extinct. In addition to having tons of free reading material, almost all municipal libraries offer classes — many specifically for seniors — on basic computer use, including document creation, email, photo editing, and sometimes even website creation. Some also provide job-hunting help.

Education
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Retail
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Retail

A few supermarket chains — such as Publix and Piggly-Wiggly — offer discounts of 5% or 10% for older shoppers (starting at ages 60 to 65, depending on the store). These are usually offered once a week — always in the middle of the week, when working people are less likely to shop. Apparel chains such as Banana Republic, Clarks shoes, Dress Barn, and Kohl's among others offer discounts of 10% to 15% at bricks-and-mortar shops, also usually midweek.

Membership Organizations
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Membership Organizations

AARP and other senior organizations as as the conservative Association of Mature American Citizens provide many discounts for members. They charge yearly fees and offer deals on car rental, hotels, dental and vision plans, and Medicare supplemental insurance. AARP also acts as an information center for caregivers, job seekers, and anyone interested in saving money, or maximizing their retirement years.

Socializing
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Socializing

Social relationships may help forestall the most severe effects of aging, and there are offices within city governments as well as religious institutions that give seniors places for recreation and mingling. In San Antonio, for example, the Department of Human Services runs senior centers that offer art, exercise, and computer classes, as well as field trips and work-search programs.

Prescriptions
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Social Services
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Social Services

Social service organizations can help seniors obtain in-home care, assistance for caregivers, counseling, and information about housing alternatives. They sometimes also offer volunteer opportunities. For instance, Services & Advocacy for GLBT Elders, or SAGE, addresses the needs of the aging LGBT community nationwide. The Eldercare Directory lists social services that states provide and links to each state's agency.

City Services
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City Services

In Seattle, the Gold Card for Healthy Aging provides discounts on goods and services. A directory of participating businesses also lists nonprofit agencies serving the elderly, and the office provides information and referrals regarding caregiver support, home care, and other needs. New York and other cities have similar offices where the elderly can find discounts and services. Seniors can check to see what's available from their local municipality.

Car Insurance
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Car Insurance

Many auto insurers offer mature-driver discounts along with discounts for seniors who take defensive-driving courses specifically geared toward them. The courses usually cost about $30 but are good for three years and can save close to $100 a year. Insurance providers offer details. People who no longer drive long distances and use a car only around town can get pay-as-you-go insurance, which usually nets a 5% to 10% discount.

Related: 18 Popular Cars for Drivers Over 50

Tax-Friendly States for Retirees
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Taxes

Tax-wise, there are some advantages to aging. In addition to the standard deduction on federal income taxes, there is an extra deduction of $1,600 for single taxpayers over 65 and $2,600 if both spouses are over 65. Many states with an income tax also cut seniors a break by exempting all Social Security income, and many also allow some exemption of pension income. Local governments offer senior exemptions that lower property taxes.