Home ownership is still the American dream for many. In fact, homeowners have a median net wealth that's nearly 75 times greater than renters, according to the U.S. Census Bureau.
But for lower and middle income households, it's becoming increasingly hard to meet the 20% down payment usually required to buy a home. RealtyHop took an in-depth look at how many years it takes to save up for a home in the top 150 most populated cities in the U.S.
These are the top five cities where it takes the longest time to be able to afford a home and the top five cities with the shortest times.