10 Best American Cities to Buy a House

A family meeting with a real estate agent in front of the house on sale

Anchiy/istockphoto

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A family meeting with a real estate agent in front of the house on sale
Anchiy/istockphoto

House Hunting Happily

As the housing market becomes more and more of a nightmare, it’s always nice to focus on the little things. Even though the house across the street is being sold for a preposterous number, there are still cities where owning a home is a possibility.  


A study by Badeloft USA shows how easy it is to buy houses in these 10 cities, based on average house prices, monthly net salaries after tax, basic living costs, and disposable income. 


Ready to pounce on an affordable house? Take a look in one of these 10 places.  

Aerial view of Detroit downtown residential area Michigan USA
pawel.gaul/istockphoto

1. Detroit

Average House Price: $74K

Monthly Average Net Salary: $3,527

Monthly Cost of Living: $1,115

Disposable Income: $2,411

Years to Required to Save for House: 2.6 

Aerial Shot of Residential Streets in El Paso, Texas
halbergman/istockphoto

2. El Paso, Texas

Average House Price: $223K

Monthly Average Net Salary: $4,763

Monthly Cost of Living: $1,232

Monthly Disposable Income: $3,531

Years to Required to Save for House: 5.3 

Aerial of Indianapolis Skyline with Canal and Pedestrian Bridge at Golden Hour
Nicholas Klein/istockphoto

3. Indianapolis

Average House Price: $222K

Monthly Average Net Salary: $4,523

Monthly Cost of Living: $1,114

Monthly Disposable Income: $3,409

Years to Required to Save for House: 5.4

Aerial View of Oklahoma City
Bim/istockphoto

4. Oklahoma City

Average House Price: $196.9K

Monthly Average Net Salary: $3,766

Monthly Cost of Living: $1,187

Monthly Disposable Income: $2,578

Years to Required to Save for House: 6.4

Fall in Philadelphia
SeanPavonePhoto/istockphoto

5. Philadelphia

Average House Price: $218.K

Monthly Average Net Salary: $4,069

Monthly Cost of Living: $1,347

Monthly Disposable Income: $2,722

Years to Required to Save for House: 6.7

Snowy Chicago neighborhood
gk-6mt/istockphoto

6. Chicago

Average House Price: $295.7K

Monthly Average Net Salary: $4,955

Monthly Cost of Living: $1,281

Monthly Disposable Income: $3,674

Years to Required to Save for House: 6.71

Residential district and skyline of San Antonio Texas USA
benedek/istockphoto

7. San Antonio

Average House Price: $251K

Monthly Average Net Salary: $4,112

Monthly Cost of Living: $1,035

Monthly Disposable Income: $3,077

Years to Required to Save for House: 6.8

Dallas Suburban Infrastructure
Art Wager/istockphoto

8. Dallas

Average House Price: $305.6K

Monthly Average Net Salary: $4,912

Monthly Cost of Living: $1,190

Monthly Disposable Income: $3,721

Years to Required to Save for House: 6.84

Housing
Art Wager/istockphoto

9. Houston

Average House Price: $264.8K

Monthly Average Net Salary: $4,305

Monthly Cost of Living: $1,117

Monthly Disposable Income: $3,188

Years to Required to Save for House: 6.9

Aerial city along murky brown river water houses iron arch bridge suspended highway roads
Nicholas Klein/istockphoto

10. Louisville, Kentucky

Average House Price: $240K

Monthly Average Net Salary: $3,932

Monthly Cost of Living: $1,075

Monthly Disposable Income: $2,857

Years to Required to Save for House: 7.0 



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