Cold and messy winter weather can cause consumers to overspend in some predictable ways. Some people come home to a freezing house and crank up the heat. Others take a forlorn look at an empty fridge, then at the snow-covered streets, and call in an expensive food delivery. No matter how well- or ill-prepared you are, rest assured: Winter is coming. To better stick to a budget this season, watch out for these areas where consumers are prone to overspending when the weather turns cold.