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25 Cities Where You Can Buy a Home for Less Than $100,000

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Home prices have gone through the roof over the past few years, especially in the big cities along the coasts. The cost of buying a home in the United States has risen for 60 straight months, jumping 7.7 percent from last year to a median price of $228,400 in February, the National Association of Realtors reported last month. But beyond the major urban markets, buyers can still find houses for well below $100,000, according to figures from Zillow, the online real estate database. Hot spots for bargain hunters include small towns in Texas, Indiana, Ohio, and Tennessee that boast scenic surroundings and friendly neighbors.

Related: 40 Essential Tips for Buying, Selling, and Owning a Home

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The Texas Theatre
The Texas Theatre by Jimmy Emerson, DVM (CC BY-NC-ND)
Fayette County Courthouse, Connersville, Indiana
Fayette County Courthouse, Connersville, Indiana by J. Stephen Conn (CC BY-NC)

connersville, indiana

Median home value: $62,400
If you like bird-watching, Connersville is the place to be. This town of just over 13,000 hosts the Mary Gray Bird Sanctuary, many outdoor activities along the White River, and employment opportunities at 50 industrial firms. It is also centrally located to Indianapolis, Cincinnati, and Dayton, Ohio.

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20051009 26 Main St., Galesburg, IL
20051009 26 Main St., Galesburg, IL by David Wilson (CC BY)

galesburg, illinois

Median home value: $70,800
"Leafy" might be one way to describe this small western Illinois city of more than 31,600. The city has been named a Tree City USA for 17 straight years by the Arbor Day Foundation for effective urban forest management.

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clarksdale, mississippi

Median home value: $71,300
For fans of the blues, Clarksdale is an appealing place to live. This Mississippi Delta town of just over 17,000 hosts blues festivals throughout the year. There's also a vibrant dining scene, including a restaurant co-owned by Morgan Freeman.

6th and Broadway
6th and Broadway by Jim Grey (CC BY-NC-ND)

logansport, indiana

Median home value: $71,800
Logansport touts itself as a great place to raise a family. This town of just over 18,000 is ranked one of the 10 safest in Indiana, according to a survey by BackgroundChecks.org. If you like older homes with a bit of history, there are lots to pick from.

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bradford, pennsylvania

Median home value: $72,100
Bradford is a town for people who enjoy the outdoors. Nestled inside the Allegheny National Forest, this town of 8,552 offers "unhurried simplicity, affordable living, and a friendly atmosphere."


vincennes, indiana

Median home value: $73,600
Home to Vincennes University, this city of 18,032 is rich in history, with roots that go back to 1732, when the French founded a trading post here. Vincennes has a number of buildings that date to the early 1800s, unusual for the Midwest.


borger, texas

Median home value: $73,900
Borger bills itself as the "Gateway to the Texas Plains." This town of nearly 13,000 in the Texas Panhandle also boasts 24 parks, two golf courses, and "some of the friendliest people you will never meet."

Pottsville, PA
Pottsville, PA by JasonParis (CC BY)

pottsville, pennsylvania

Median home value: $74,300
Located along the Schuylkill River roughly 100 miles northwest of Philadelphia, this town of 14,324 is described as a "quaint, family-oriented community." The seat of Schuylkill County, Pottsville has a busy downtown, with businesses like Yuengling Brewery, Jerry's Classic Cars and Collectibles, and Sovereign Majestic Theater drawing 100,000 visitors a year.

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macomb, illinois

Median home value: $75,000
This community of nearly 19,000 is located in farm country in west central Illinois. Home to Western Illinois State University, it offers the attractions of a "wonderfully rural farmers market" with the charm of a university town.

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pine bluff, arkansas

Median home value: $75,200
This city of 45,332 in central Arkansas got its picturesque name when it was founded in the 1800s by a settler and his wife on a bluff with tall pines overlooking the Arkansas River. Among the things to see downtown are 13 murals that highlight local history and attractions.

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saginaw, michigan

Median home value: $75,600
This industrial city of nearly 50,000 gets its name from the Saginaw River, which runs through the city center. The gateway to vacation and recreation hot spots in scenic northern Michigan, Saginaw's downtown needs work, although there is an entertainment district in the "Old Town."

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portsmouth, ohio

Median home value: $75,800
There are more than 15 parks in this southern Ohio town of 20,326, including Mound Park, home to historic Indian mounds. Laid out between the Scioto and Ohio Rivers, Portsmouth offers "endless outdoor recreation" and bills itself as the place "Where Southern Hospitality Begins."

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martin, tennessee

Median home value: $76,200
One of the big attractions in this college town of 11,322 is the Tennessee Soybean Festival, held each year on Labor Day Weekend. The town is also home to the University of Tennessee at Martin, which means plenty of sports and cultural events.

Downtown Summerville Georgia
Downtown Summerville Georgia by Allen Forrest (CC BY-NC-ND)

summerville, georgia

Median home value: $76,200
This little town of 4,534 is in the northwest corner of the state, roughly 40 miles from Chattanooga, Tennessee, and about 90 miles from Atlanta. The town's website boasts that Summerville residents "exhibit warmth, friendliness, and helpfulness to their neighbors and visitors."

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big stone gap, virginia

Median home value: $76,400
A town of 5,457 tucked into the Blue Ridge Mountains, Big Stone Gap is the setting for the popular novel and movie by the same name, about an aging spinster who discovers a family secret that changes her world. It is also home to 10 parks and the annual Gathering in the Gap Music Festival.

Terre Haute
Terre Haute by Jim Grey (CC BY-NC-ND)

terre haute, indiana

Median home value: $76,500
There is a lot to do in this city of 60,956 on the Illinois border. In addition to the Indiana Track and Field and Cross Country Hall of Fame, Terre Haute is also home to museums on Native Americans, pioneer life, and old-time railroads.

DSC_2705 by Mark Plummer (CC BY-NC-ND)

oil city, pennsylvania

Median home value: $76,600
Oil City gets its name from its history in the late 1800s as a major center for oil drilling. Today the oil wells are gone, but this town of 10,227 commemorates its past with the annual Oil Heritage Festival.

Courtesy of brownsville.org

brownsville, texas

Median home value: $76,900
This city of more than 180,000 boasts that its semi-tropical climate "is one of the most delightful in the nation." With an average year-round temperature of 74 degrees and the Gulf of Mexico just minutes away, Brownsville's boosters may have a point.

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middlesboro, kentucky

Median home value: $78,600
This town of nearly 10,000 is tucked away in the mountains of southeastern Kentucky by the Cumberland Gap, the famous passage through the mountains that countless settlers trekked through in the 1700s. There are miles of hiking trails, a cave, and a museum at nearby Cumberland Gap National Historical Park.

Dyersburg, Tennessee
Dyersburg, Tennessee by Paul Sableman (CC BY)

dyersburg, tennessee

Median home value: $79,000
The Boy Scouts' annual Pinewood Derby tournament, held at the local mall, was one of the top news stories last month in this town of 16,389, located on the Forked Deer River, roughly 80 miles northeast of Memphis. The town is the regional medical, employment, retail, and cultural hub for 300,000 residents in Tennessee, Missouri, and Arkansas.

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muncie, indiana

Median home value: $79,200
Muncie was the focus of the famous Middletown study in the 1920s and 1930s by sociologists who studied it as an example of the typical mid-American town. Muncie, a city of 70,211, is No. 46 on Forbes' list of the "Best Small Places for Businesses and Careers."

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malone, new york

Median home value: $80,800
This town of 5,824 in northern New York state sits on the "rolling fields between Canada and the Adirondacks." The town is a hub for local tourists, with the 188-mile Adirondack Trail Scenic Byway starting there.

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