Identity theft has become all too common, with as many as 1 in 10 Americans experiencing it each year — and about a fifth of those, multiple times. In these thefts, someone takes personal information such as a date of birth, Social Security number, and financial details, then imitates victims to commit fraud. Getting collection calls on loans you didn’t open or bills for items you didn’t buy are immediate red flags, or you may be denied a loan due to mysteriously poor credit. If your identity is stolen, you need to take steps immediately. Clearing your name and repairing your credit can be wearying and time consuming, but will be easier by following these steps.