Woulda, Coulda, Shouda
Even if you’re aimlessly moving from job to job in your 20s, you have something valuable that late-career professionals don’t: time. Good choices you make now will pay dividends, and poor choices will haunt you. This reminder isn’t meant to send you into some anxiety-fueled existential thought loop. On the contrary, you should take this as a gentle nudge to make the most of your youth.
But don’t take it from me. Old budget-minded Redditors recently shared the financial advice they wished they’d followed in their 20s, from cutting back on alcohol to going to community college.