PET CARE SAVINGS
It's no secret that a new pet comes with heavy costs, especially in the first year. One of the major expenses involves spaying (females) or neutering (males) a dog or cat -- in the neighborhood of $200 for dogs and $145 for cats, according to the American Society for the Prevention of Cruelty to Animals. But frugal pet owners needn't fret. There are ways to get this procedure taken care of on the cheap.