20 Ways To Live Like the Rich Without Spending a Ton of Money

20 Ways to Live Like the Rich

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20 Ways to Live Like the Rich
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Ballin' on a Budget

If you can't eat the rich, beat the rich — at their own game. Rich folks are out here spending their fortunes on their lavish lifestyles, but we've found some luxurious little loopholes that allow us to fake it till we make it without compromising our cheapskate tendencies. 

This smells so delicious

1. Cook Gourmet Meals at Home

Next time you go to a fancy restaurant and order an expensive meal, consider what it would cost to replicate the same thing (and an undoubtedly larger portion) at home. We guarantee you'll pay less to steam lobster yourself. 

second hand clothes shop

2. Shop Secondhand

Secondhand shopping used to have such a negative connotation, but these days, it's all the rage. You can find plenty of gently used, nice clothes for a lower price than their brand-new counterparts. No one will ever know. 

Big sale tag
Worayuth Kamonsuwan/istockphoto

3. Shop Sales

Even high-end clothes go on sale every now and then. Wait for the sales and take advantage of them whenever possible.

Young woman repairing an old furniture and enjoying at home

4. DIY Home Decor

Home decor can be pricey, but it's also pretty easy to replicate expensive-looking pieces yourself. Approach interior decorating DIY-style to achieve a high-end look for less. 

Family sightseeing beautiful Italian town of Cefalu in Sicily

5. Travel Off-Season

You don't have to be rich to see the world, but one smart way to do it while saving money is to travel during off-seasons. So, while everyone else is heading to Italy during the summertime, you can explore a cheaper trip there during a different time of year.

Group of multiracial Asian business participants casual chat after successful conference event
Edwin Tan /istockphoto

6. Attend Free Cultural Events

Admission to cultural events can be so expensive, but attending them feels so elite. Keep your eye out for such events that offer free admission instead. 

Fresh skincare, face mask and healthy skin treatment for bonding mother and daughter home spa day. Fun, smiling and playful child and parent relaxing with cucumber over their eyes in grooming routine

7. Prioritize Self-Care

At-home spa days are a great way to treat yourself to something luxurious without having to pay professional spa prices. Break out the cucumbers and hot towels and activate self-care mode.

Caucasian women at the house party

8. Host Elegant Gatherings

You don't have to spend a fortune to host a fancy dinner party. Cultivate your menu around what's on sale or in-season, approach decorations DIY-style, or consider a potluck to conserve costs. 

The installing a furniture handle process of assembling cabinet

9. Make Small Home Upgrades

Simple home updates like swapping the hardware on your kitchen cabinets or creating some new decor for your living room can emulate a life of luxury in your own home.

Cash back rewards point concept.

10. Leverage Rewards Programs

Pay attention to which rewards programs might be suited to your lifestyle, whether it's a credit card cash back situation or a punch card at your local nail salon that allows you to get your nails done for free after so many paid visits. Leverage these to your own makeshift lavish lifestyle.

Image of using flea market app indoors 5238

11. Thrift Through Apps

Apps like ThredUp and Poshmark exist so you can score expensive, used brands without needing to spend a lot of money or leave the comfort of your home to shop. You can also sell your clothes on the same apps when you're done with them to cover the costs of an upgraded wardrobe. 

Group of people at a cooking class and chef teaching them how to sauté vegetables on a wok

12. Learn New Skills

Find an affordable cooking or art class and sign yourself up. You'll feel lavish, have fun, and learn something new all at the same time.

Women's clothes and shoes. Clothes rack with stylish and elegant garments in fashion atelier. Good quality timeless fashion pieces.

13. Rent Designer Clothes

If thrifting designer clothes isn't for you, you can also explore apps like Rent the Runway, which allow you to rent designer threds. This hack is especially useful if you're just trying to look fancy for one particular event. Plus, rich folks have a tendency not to wear the same clothes over and over.

Elliptical trainer, weights, yoga mat at home gym located in bedroom.
Helin Loik-Tomson/istockphoto

14. Work Out at Home

You don't need a fancy gym membership to stay fit. Workout at home instead and you'll still feel good about yourself. Endorphins don't require a specific origin, after all.

Woman Getting Forehead Hair Removal

15. Beautify on a Budget

Whether you visit an esthetician in training to get your brows waxed or you visit a hair stylists just starting out to get your hair highlighted for cheaper, there are lots of ways to indulge your beauty desires without spending what rich people do.

Young woman checking in hotel room

16. Take a Staycation

If you can't afford a vacation but you're still craving a glamorous getaway, consider a staycation at a local hotel instead. The money you save on the "actually traveling" expenses can be used to splurge a bit more on a nicer hotel room or better yet: room service.

Close-up of coffee machine making steaming coffee on vintage kitchen.
Alina Rosanova/istockphoto

17. Make Your Own Gourmet Coffee

Don't waste your money on Starbucks. Rich folks might get their caffeine fix there without a second thought, but you don't have to spend $10 a day to enjoy gourmet coffee. Make it at home instead — you don't have to compromise your morning jolt or your bank account.

Beautiful young couple enjoying in shopping, having fun in the city. Love, dating, lifestyle concept

18. Shop Out-of-Season Sales

Buy winter clothes when they go on sale as spring starts approaching, and grab summer outfits as fall starts rolling in. Everything will be cheaper, and you can hold it over until the next time the appropriate season comes around.

Splurge on a Meal You'll Actually Get to Enjoy

19. Splurge Sparingly

Treating yourself is a great way to feel rich for a day. The key there is "for a day." You can't splurge all the time. Just do it enough to scratch the itch.

Used car display at a dealership. With supply issues, used and preowned cars are in high demand.

20. Buy a Used Vehicle

A brand new Escalade might be out of the cards for you, but if you find the just-right deal on the used car lot, you're in.

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