How Much Money a Family Needs to Live Comfortably in Each State, Ranked

Cheerful Middle Eastern Family Of Three Having Fun Together At Home

Prostock-Studio/istockphoto

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Cheerful Middle Eastern Family Of Three Having Fun Together At Home
Prostock-Studio/istockphoto

Bucks For Your Brood

It costs far too much to live in this country, and that’s just for one person. When you’re raising a family, those costs shoot up, up, and up. Just how much money do you need to live comfortably in your state, anyway? 


SmartAsset put together a report that highlights just how much money a family of two adults would need to make in order to raise two children.


Here is the salary you and your partner would have to pull in to comfortably raise kids in your state. 

Provincetown, Massachusetts
Rolf_52/shutterstock

1. Massachusetts

Income needed for a family of four: $301,184 

Beautiful family walks on the beach at sunset
Fly View Productions/istockphoto

2. Hawaii

Income needed for a family of four: $294,611 

Mystic Seaport, Connecticut
peeterv/istockphoto

3. Connecticut

Income needed for a family of four: $279,885 

Look Forward, Not Backward
monkeybusinessimages/istockphoto

4. New York

Income needed for a family of four: $278,970 

Family holidays
kate_sept2004/istockphoto

5. California

Income needed for a family of four: $276,723 

Happy family having fun during their winter vacation
RgStudio/istockphoto

6. Colorado

Income needed for a family of four: $264,992 

Worst: Washington
RyanJLane/istockphoto

7. Washington

Income needed for a family of four: $257,421 

Oceanfront Swings
hapabapa/istockphoto

8. Oregon

Income needed for a family of four: $257,338 

Ocean City New Jersey
Vladone/istockphoto

9. New Jersey

Income needed for a family of four: $251,181 

The Narragansett Towers, Narragansett, Rhode Island
cmart7327/istockphoto

10. Rhode Island

Income needed for a family of four: $249,267 

people riding a bike on the colchester causeway gravel bike path in burlington, vermont (mountain bikes with kid's bike) from behind, unrecognizable (sport, recreation, travel, bike riding, cycling)
Yuriy T/istockphoto

11. Vermont

Income needed for a family of four: $248,352 

Saint Paul, Minnesota skyline with a river and park
Davel5957/istockphoto

12. Minnesota

Income needed for a family of four: $244,774 

Autumn in Manchester, New Hampshire
DenisTangneyJr/istockphoto

13. New Hampshire

Income needed for a family of four: $244,109 

Beautiful Turquoise Colored Glacier Fed Portage Lake in Chugach State Park near Whittier, Alaska, USA
Bkamprath/istockphoto

14. Alaska

Income needed for a family of four: $242,611 

Easton, Maryland
Joseph Sohm/shutterstock

15. Maryland

Income needed for a family of four: $239,450 

Family walks along Las Vegas Boulevard
Page Light Studios/istockphoto

16. Nevada

Income needed for a family of four: $237,286 

Norfolk Virginia Cityscapes
ferrantraite/istockphoto

17. Virginia

Income needed for a family of four: $235,206 

8th Worst: Illinois
Page Light Studios/istockphoto

18: Illinois

Income needed for a family of four: $231,962 

A family in Grand Canyon National Park, South Rim, Arizona, USA
kapulya/istockphoto

19. Arizona

Income needed for a family of four: $230,630 

Bucks County, Pennsylvania
aimintang / istockphoto

20. Pennsylvania

Income needed for a family of four: $230,464 

Mother and daugthers walking on a beach.
martinedoucet/istockphoto

21. Maine

Income needed for a family of four: $229,549 

Lewes, Delaware
John M. Chase/istockphoto

22. Delaware

Income needed for a family of four: $228,966 

Applefest is a popular Event in Bayfield, Wisconsin and includes a Parade
Jacob Boomsma/istockphoto

23. Wisconsin

Income needed for a family of four: $225,056 

Mother and Son Riding on Retro Scooter
RichVintage/istockphoto

24. Utah

Income needed for a family of four: $218,483 

Kalamazoo, Michigan - Downtown
JTGrafix/istockphoto

25. Michigan

Income needed for a family of four: $214,490 

Canteen District
HABesen/istockphoto

26. Nebraska

Income needed for a family of four: $213,075 

Family Reunion, weekend activities at the backyard
ZeynepKaya/istockphoto

27. Georgia

Income needed for a family of four: $212,826 

Portrait of ranch family outdoors
Ralf Nau/istockphoto

28. Montana

Income needed for a family of four: $211,411 

Des Moines Iowa skyline in USA
f11photo/istockphoto

29. Iowa

Income needed for a family of four: $211,411 

Boise , Idaho downtown with first snow
4kodiak/istockphoto

31. Idaho

Income needed for a family of four: $211,245 

People having fun at the River Park Concert in Hillsborough, North Carolina, USA,  on April 29, 2023
Sencer Seker/istockphoto

31. North Carolina

Income needed for a family of four: $209,331 

Aerial view of Columbus Ohio
espiegle/istockphoto

32. Ohio

Income needed for a family of four: $209,331 

Family playing frisbee at the beach
ferrantraite/istockphoto

33. Florida

Income needed for a family of four: $209,082 

American town - Terre Haute, Indiana.
peeterv/istockphoto

34. Indiana

Income needed for a family of four: $206,003 

Family on vacation hiking trip in beautiful mountains.
MargaretW/istockphoto

35. New Mexico

Income needed for a family of four: $203,923 

Happy family having fun during their winter vacation
RgStudio/istockphoto

36. Wyoming

Income needed for a family of four: $203,424 

Kansas City, Missouri
Tupungato/shutterstock

37. Missouri

Income needed for a family of four: $202,259 

Fargo, North Dakota
DenisTangneyJr/istockphoto

38. North Dakota

Income needed for a family of four: $202,176 

Family Exploring Downtown Houston
RyanJLane/istockphoto

39. Texas

Income needed for a family of four: $201,344 

Family walking to the beach on summer vacation.
MargaretW/istockphoto

40. South Carolina

Income needed for a family of four: $200,762 

Topeka historic downtown, Kansas.
peeterv/istockphoto

41. Kansas

Income needed for a family of four: $196,768 

Shot of a family enjoying a picnic in a park
PeopleImages/istockphoto

42. Tennessee

Income needed for a family of four: $195,770 

Bricktown, Oklahoma City, Oklahoma, USA
Sean Pavone/istockphoto

43. Oklahoma

Income needed for a family of four: $194,106 

Family at crosswalk at riverfront after Walk of Life breast cancer event in Montgomery
ablokhin/istockphoto

44. Alabama

Income needed for a family of four: $193,606 

Deadwood, South Dakota
peeterv/istockphoto

45. South Dakota

Income needed for a family of four: $192,608 

Swinging High
Danny Pendleton/istockphoto

46. Kentucky

Income needed for a family of four: $190,112 

passengers enter the famous red riverfront street car
Meinzahn/istockphoto

47. Louisiana

Income needed for a family of four: $189,613 

Harpers Ferry, West Virginia
DenisTangneyJr/istockphoto

48. West Virginia

Income needed for a family of four: $189,363 

City view of West Markham Street in Little Rock, Arkansas
csfotoimages/istockphoto

49. Arkansas

Income needed for a family of four: $180,794 

Family on Bank of Mississippi River in Summer
emholk/istockphoto

50. Mississippi

Income needed for a family of four: $177,798