TAX REFUND TREATS
Tax time can cause headaches, but the strain often pays off. While fewer people are receiving refunds this year — due to changes in the 2017 Tax Cuts and Jobs Act — those refunds do represent a serious chunk of change, according to Internal Revenue Service numbers. The average refund, as of March 15, is $2,957. That's a lot of money, and it's tempting to blow it all on the spot. But stop and count to 10. You worked hard to earn that amount, and prudence calls for a thoughtful spending plan.