13 Money-Saving Apple Watch Apps

052015 iwatch fin apps 1 728

Cheapism is editorially independent. We may earn a commission if you buy through links on our site.
052015 iwatch fin apps slide 0 fs


With a starting price of $349, the Apple Watch is anything but cheap. Money-saving apps available on the latest smartwatch, however, can help recoup some of the cost. From budget tracking to discounted hotel reservations, here are 13 ways Apple Watch apps can save you money. All but one free to download and use.

052015 iwatch fin apps slide 1 fs


Grocery shopping on an empty stomach is a sure way to overspend on food. Keep shopping lists organized and on hand (or wrist) with the Buy Me a Pie app. Create multiple lists for different meals and check off items once they're in your basket.

052015 iwatch fin apps slide 2 fs


An empty hotel room is wasted space and a lost opportunity for hotel owners. Hotel Tonight offers last-minute bookings at discounted rates, making it easier to cut down on travel costs or enjoy a staycation on a budget.

052015 iwatch fin apps slide 3 fs


Programmable thermostats can be big money savers and smart thermostats provide the highest level of control. Ecobee, Sensi, and Honeywell produce thermostats that can be controlled by Apple Watch apps. Change the temperature, turn the fan on and off, and tell the system that you're home or away with the press of a button.

052015 iwatch fin apps slide 4 fs


A calculator watch is a sure sign of a geek, but who doesn't want to be a high-tech nerd these days? The Calcbot app turns an Apple Watch into a high-end calculator that offers advanced features like unit conversion (helpful when comparing prices at a grocery store) and tip calculation.

052015 iwatch fin apps slide 5 fs


If you're looking for a simple tip-calculating tool, Gratuity is the app for you. Users can choose from six types of service settings, including lunch, dinner, and pizza delivery. The designers used a dark red theme to make sure you don't ruin the atmosphere at a romantic restaurant.

052015 iwatch fin apps slide 6 fs


Working out at home is a sure money saver. The Quick Fit 7 (99 cents) app guides you through a strength- and metabolism-boosting workout that's only 7 minutes long. There's also a 7-minute ab workout and a 15-minute yoga routine. A sister app called Quick 4 Minute Workout (free) guides you through a short, full-body tabata workout.

052015 iwatch fin apps slide 7 fs


Like many budget apps, Personal Capital lets you set budgeting goals and track your spending. The app and associated website also let you link all your accounts to provide an overview of your complete financial situation. Weekly emails update your net worth and evaluate your investments against popular stock indexes.

052015 iwatch fin apps slide 8 fs


It doesn't steal from the rich and give to the poor, but the Robinhood app does let you buy and sell stocks without any trading fees. You can also place stop-loss, stop-limit, and good-til-canceled orders. It's an app-only trading platform without in-depth research functions, but free trades are hard to beat.

052015 iwatch fin apps slide 9 fs


Mint.com is a free personal finance platform that lets users create budgets and automatically import data from bank and credit card accounts to make tracking spending easier. The Mint app for Apple Watch lets users quickly review different spending categories (i.e., food) and change budgeting goals, and it sends alerts when bills are due.

052015 iwatch fin apps slide 10 fs


The Citibank app for Apple Watch gives users quick and easy access to their accounts. Customers can review their five most recent transactions, check account balances, and be notified about new transactions.

052015 iwatch fin apps slide 11 fs


With the ShopSavvy app on your wrist, it's hard to miss out on a sale or forget to give the cashier a coupon code. Set alerts based on the deals, products, or categories of goods you're interested in, and the app will automatically notify you when a store you're in or near has a sale or coupon available.

052015 iwatch fin apps slide 12 fs


This money-saving app displays discounts and coupons at nearby stores. In some cases, the codes can be scanned right off your wrist. Users with a Coupons.com account can also link their credit cards to their account and receive discounts or cash back automatically when they use the card to make a purchase.

052015 iwatch fin apps slide 13 fs


Target's smartwatch app lets you check the hours of nearby store locations and create shopping lists, and notifies you when there's a sale or coupon for items on your list. You can also use the app to pull up an item's location in the store.