Retirement Communities With Homes Under $100,000

There is no shortage of pricey retirement communities across the United States. Yet believe it or not, it is still possible to get a decent place for $100,000 or less. You'll have to pay for shiny and new (although sometimes it's possible to sneak in under $100,000 with a smaller unit in a brand-new building or community). However, there are a number of oldies but goodies out there — age-restricted, 55-plus developments built in the '60s, '70s, and '80s that are still going strong and offer an array of less expensive units. 

Prices and availability are subject to change.

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Fort Myers, Florida
This 1,096-unit adult condominium community offers a fantastic location, with plenty of malls, restaurants, and entertainment venues nearby. Seven Lakes is known for the quality of its golf course, and it also features six heated pools. Several homes are available in the $90,000 range.

Related:How to Protect Yourself From Financial Ruin in Retirement

Monroe, New Jersey
Rossmoor Village is an award-winning 55+ community that combines the charm of a New England village with modern amenities. The gated community features an entertainment and recreation department, plus an 18-hole golf course. You can buy a one-bedroom, one-bath home for $73,500.

Florida
This 55+ community features locations in Palm Beach, Boca Raton, and Deerfield Beach. There are plenty of entertainment and shopping opportunities in the surrounding communities. A one-bedroom, two-bathroom condo starts at $82,500. 

Related: 13 Underrated Retirement Destinations

Sandwich, Illinois
This 55+ manufactured-home community is located in a quiet neighborhood not far from the Fox River and Lake Holiday. A three-bedroom home is available for $65,000, and a two-bedroom home is available for $91,995.

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Sun City, Arizona
The Sun City Arizona community holds the distinction of being the first 55+ community in the country. Founded in 1960, the community has since grown to encompass more than 26,000 homes. You’ll also find eight golf courses and plenty of social clubs on the property. One-bedroom, one bathroom apartments are available for $79,990 and $82,500.

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Pueblo, Colorado
This manufactured-home community offers gated security. The swimming pool is the perfect place to relax, while the clubhouse features a movie area and game room for plenty of entertainment. Homes start at $89,900, and there are multiple options available below as well as just over $100,000.

Toledo, Ohio
This Midwestern 55+ manufactured-home community offers the peace of a small town and tight-knit community. There are also plenty of amenities, including a heated outdoor pool and a community center. The Imagination Science Museum, Toledo Zoo, and Toledo Museum of Art are all nearby. Current properties for sale include move-in-ready three-bedroom, two-bathroom homes for $63,995 and $48,995.

Lakeland, Florida
This 55+ retirement community is 35 minutes from Disney World and 40 minutes from Busch Gardens. Members can enjoy an affordable retirement setting while still taking part in all of the entertainment that Florida has to offer. Amenities include a conference center, heated swimming pool, and hot tub. The mobile homes are affordably priced, with many in the $70,000 to $80,000 range.  

Related:12 Alternatives to Traditional Retirement Communities

Federal Heights, Colorado
This 55+ retirement mobile-home community offers tranquil surroundings paired with plenty of activities. There’s a clubhouse, a library, billiard facilities, and a fitness center and community swimming pool. Mobile homes start in the $60,000 range, though most are in the $90,000 range.

Clearwater, Florida
Glen Ellen is a 55+ retirement community that offers both new and pre-owned homes for sale. Located in Clearwater, the pet-friendly community is a short 2.5 miles from local shopping and dining. The on-site amenities include a clubhouse, community swimming pool, and shuffleboard courts. Homes start at $99,900.

Vero Beach, Florida
The Heron Cay community is a 55+ retirement mobile-home community that offers affordable home options. Amenities like a clubhouse, fitness center, and game room offer plenty of entertainment, or you can unwind in the whirlpool and spa. Homes start at just $98,900 for a three-bedroom.

Plant City, Florida
This retirement community boasts an ideal location between Lakeland and Tampa. It’s easy to head to the beach or Walt Disney World. The community features a clubhouse for gatherings, as well as plenty of outdoor games. A three-bedroom mobile home starts at $97,900, making this an affordable retirement option.

Related:20 Easy Ways to Save Money in Retirement

Zephyrhills, Florida
This 55+ retirement mobile-home community features on-site laundry facilities, and other perks like a clubhouse. Shopping and dining venues are just a 5-mile drive away. This community offers many affordable homes starting around $79,000 and ranging up to the upper $90,000s. These homes are move-in ready for your convenience.

Elgin, Illinois
This age-qualified community is situated on the Fox River for a beautiful location complete with natural landscaping. There’s easy access to the 61-mile Illinois Prairie Path for easy walking, and the interstate is a 2-minute drive away. The community offers a clubhouse with fitness center, heated outdoor pool, and library. A two-bedroom house starts at $84,900.

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Vero Beach, Florida

This 55+ community features a clubhouse, tennis courts, fitness center, and swimming pool. There are plenty of local dining and shopping venues near this pet-friendly community. A three-bedroom mobile home starts at $85,000.

Orlando, Florida
Located in one of the Sunshine State's biggest tourist meccas, this 55+ mobile-home community is surrounded by shopping and dining venues. There’s also plenty to do without leaving the community, thanks to the tennis courts, two swimming pools, two clubhouses, and fitness center. There’s a two-bedroom home available for $48,000, though most homes are priced closer to $80,000 or $90,000.

Mesa, Arizona
The aptly named ViewPoint Golf Resort features a beautiful view of Superstition Mountain. This mobile home community offers 75,000 square feet of recreation space that includes shuffle board and tennis courts, a community swimming pool, a fitness center, and horseshoe pits. There’s even an on-site restaurant. Two-bedroom mobile homes start at $84,900. 

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